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Debt Negotiator USA is not a debt settlement, credit repair or consumer credit counseling company. We connect interested consumers to debt settlement and debt consolidation servicing companies. Not all consumers are able to complete programs for various reasons, and we do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. Service may not available in all states and fees may vary from state to state. Read and understand all program materials prior to enrollment. The use of debt settlement and debt consolidation services may adversely affect your creditworthiness.